Structural Officer of the Faculty of Economics and Business (FEB)

DES
22

GUEST LECTURE OF MARKETS AND FINANCIAL INSTRUMENTS

Thursday, 22 December 2022     View: 2162

[Diploma III Guest Lecture in Banking and Finance]

Raising the theme of Financial Independence and Digital Wallet as a revolution from digital payments that are being echoed by some elements of society that Financial Freedom or financial independence is defined as a condition in which a person is free from all types of debt, has passive income that can make ends meet, is protected financially from all the risks, and no longer have to worry about spending money for fun.

To realize financial independence, we all must have good financial planning. However, financial planning has never been taught in schools or colleges. Because of that, not everyone has good education about this one thing.

The first is the dependency phase, which is the initial phase where a person still depends on other people to live, then the second is followed by the solvency phase, when a person already has income because he has just entered the world of work. The third stage, there is the stability phase, which is when a person's finances have begun to stabilize. In this phase, a person receives a higher income and can save with more funds, has health insurance, and has sufficient emergency funds.

Even though you are still in college, you can start saving pocket money from your parents or a side job. In addition, you also have to pay attention to inflation. The easy formula, look for savings that are higher than the inflation rate in Indonesia itself.

 

(Yonan Wahyu/FEB 2022)

The Leading Business and Banking School

Kampus Wonorejo : Jl. Wonorejo Utara 16 Rungkut, Surabaya
Kampus Nginden    : Jl. Nginden Semolo 34-36, Surabaya

Telp. (031) 5947151, (031) 5947152, (031) 87863997
Fax. (031)-87862621 WhatsApp (chat) 
085895979800
Email: [email protected] atau [email protected]

Follow Me:

Whatsapp
Instagram
Youtube
Facebook
Website
Twitter


Dapatkan Informasi Disini